Banks Want to Grow, Why are These Banks Shrinking?
Like any business, banks typically look for solid growth. Yet, based on June 30, 2025 data, 51 banks reported a 13% (or greater) 12 month decline in total assets. These 51 banks can be found on page 5 of this…
Interest Rates Have Begun Their Descent
This week’s issue is divided into two topics. We first discuss the change in the target Fed Funds rate and the projections for upcoming changes. That led us into what banks may resort to if they do not make enough…
Credit Union Ratings are Now Updated
June 30th financial data has now been evaluated for all federally-insured banks and credit unions. New star-ratings and reports can be found at bauerfinancial.com. During the five years ended June 30, 2025, the number of credit unions with assets under…