BauerFinancial, Inc., Coral Gables, FL 33134 1.800.388.6686   www.bauerfinancial.com
Custom report Sample
This report was compiled from data for the period noted, as reported to federal regulators. The data obtained from these sources is consistently reliable, although; the accuracy and completeness of the data cannot be guaranteed by BauerFinancial, Inc.
BauerFinancial relies upon this data in its judgment and in rendering its opinion (e.g. determination of star ratings) as well as supplying the data fields incorporated herein. BauerFinancial, Inc. is not a financial advisor; it is an independent bank research firm.
Data as of 12/31/2009 - amounts in millions (i.e. 1.234 = $1 million, 234 thousand)
Data herein is intended for the recipient's use; it may not be re-published in any form. All rights reserved by BauerFinancial, Inc. PO Box 143520, Coral Gables, FL 33134
Definitions:	Star Rating - BauerFinancial's Proprietary Star Rating based on a Zero to 5-Star scale. (5=Superior, 4=Excellent, 3½=Good, 3=Adequate, 2 and below on problem list)
	Leverage Capital Ratio - Tier 1 capital (generally stock + retained earnings) as a percent of Tangible Assets (generally the quarterly average balance of assets less goodwill)
	REO - Other Real Estate Owned (generally the result of repossession)
	Nonperforming Loans - Loans past due 90 days or more + nonaccrual loans
	Nonperforming Assets - Loans past due 90 days or more + nonaccrual loans + Other Real Estate Owned (generally the result of repossession)
					ASSET / LOAN COMPOSITIONS & SIZING							CAPITAL / LIQUIDITY							ASSET / LOAN COMPOSITION					TROUBLED REAL ESTATE											CONTACT INFO
FDIC Cert. #	Bank Name	Web Site	Stars		Total Loans	Total Capital	Total Assets	Other Real Estate Owned	Non-accrual Loans & Accruing Loans past due 90+ days	Accruing Loans past due 30-89 days		Leverage Capital Ratio	Tier 1 Risk-based Capital Ratio	Total Risk-based Capital Ratio	Regulatory Capital Classification	Noncore Funding Dependence	Loans to Deposits		Construction/Land Development Loans % Total Loans	1-4 Family Residential Loans % Total Loans	Commercial RE Loans % Total Loans	Commercial & Industrial Loans % Total Loans		Repossessed Assets % Net Worth	Non Accrual Loans + 90 Days Past Due Loans % Net Worth	Nonperforming Assets % Net Worth+Reserves	Nonperforming Assets % Total Assets	Delinquent Loans % Total Loans	Repossessed Assets % Total Assets	Net YTD Chargeoffs % Total Loans	Loan Loss Reserve % Total Loans	Nonperforming Assets % Tier 1 Capital	Nonperforming Assets % Tangible Assets		Salutation	First	Middle	Last	Position	Full CEO Name	Address	City	State	Zip	Telephone
11111	Bank Name	www.bankwebsite.com	***		47.968	7.412	61.420	0.000	0.200	1.033		11.014	14.652	15.687	WELL_CAP	44.33	98.046		17.91	25.36	30.86	19.77		0.000	2.700	2.400	0.326	0.420	0.000	0.000	1.910	3.153	0.347		Mr.	First Name		Last Name	President	Mr. John Doe, President	PO Box 181	City	State	33134-0587	(555)555-5555
22222	Bank Name	www.bankwebsite.com	**		157.948	20.496	282.477	0.430	10.452	0.615		8.034	11.292	12.245	WELL_CAP	25.69	68.832		6.52	27.92	52.42	1.23		2.100	51.000	48.830	3.852	6.620	0.150	0.940	1.240	46.706	3.752		Mr.	First Name	A.	Last Name	President	Ms Jane Doe, President	1550 N Krome Ave	City	State	33134-0587	(555)555-5555
33333	Bank Name	www.bankwebsite.com	****		675.983	124.603	1,010.445	0.635	14.199	11.528		10.702	14.671	16.895	WELL_CAP	19.80	79.962		8.27	30.94	41.61	16.71		0.510	11.400	16.610	1.468	2.100	0.060	0.700	1.890	19.534	2.091		Ms	First Name	E.	Last Name	CEO	Mr. John Doe, President	1 N Federal Hwy Ste 100	City	State	33134-0587	(555)555-5555
44444	Bank Name	www.bankwebsite.com	****		237.715	26.267	309.496	0.612	2.841	0.827		8.370	10.262	11.493	WELL_CAP	28.42	93.628		20.68	28.95	38.32	9.89		2.330	10.820	11.780	1.116	1.200	0.200	0.290	1.280	13.650	1.142		Mr.	First Name		Last Name	CEO	Ms Jane Doe, President	1 NE 1st Ave Ste 201	City	State	33134-0587	(555)555-5555
55555	Bank Name	www.bankwebsite.com	***		168.615	16.350	202.180	0.914	6.480	2.592		8.200	9.821	11.081	WELL_CAP	41.77	91.492		9.89	33.07	27.64	24.46		5.590	39.630	37.410	3.657	3.840	0.450	1.030	2.030	45.176	3.705		Mr.	First Name		Last Name	CEO	Mr. John Doe, President	10611 Deerwood Park Blvd	City	State	33134-0587	(555)555-5555