As Big Banks Consolidate, Community Banks Step In
During 2024 and 2025, the U.S. lost close to 1,500 bank branches (net). As bigger banks merge and shutter offices, community banks are stepping in to fill the void they leave behind. When acquired branches are closed due to close…
Loan Quality not Holding Steady at all Banks
According to the FDIC’s Quarterly Banking Profile, U.S. banks held their past due and nonaccrual loans steady during the third quarter 2025. But, that is as a group. Not all U.S. banks are faring as well with loan performance. Today we…
