We Analyze Banks and Credit Unions Very Carefully
...Because Peace of Mind Matters
Trusted Since 1983
“We have a responsibility to both bankers and their customers and we take that responsibility very seriously.”
What customers say about us
Great Service
Vice President of a California BankI have always appreciated the quick response and service we have received throughout the years.
Instill Confidence
President of a Connecticut BankI cannot compliment Bauer enough. People, especially CD investors, count on your ratings. They give investors more confidence...
Regulators Love Bauer
Sr. Vice President of a Mississippi BankYou guys do a super job, I've had nothing but praise from the regulators and our Board.
Commercial Loans (Not) as Bad as They Appear
Despite much negative press to the contrary, most commercial loans are still holding up quite well. The 10 banks with the highest amount outstanding in C&I loans control 45% of the industry’s C&I and are all rated at least 4-Stars…
Credit Unions Expanding into Underserved Areas
A federal credit union may be allowed to expand outside its defined area if the target area is “underserved” by other financial institutions. During 2022 and 2023, 49 credit unions did just that. Some did so more than once. These…
The Housing Situation is “Complicated”
Increasing the Fed Funds Rate 5.25% in a 16-month period was quite a shock to the housing market, especially after being near zero since March 2020. As of this writing, the Fed Funds rate has held steady for 11 solid…