Interest Margins to Brag About
The Federal Reserve left the Fed Funds interest rate unchanged again at its meeting last week, but we know it is just a matter of time before that changes. The most important thing (for us anyway) is how banks will…
New Credit Union Data and Star-Ratings
All credit union star-ratings and financial data have now been updated with March 31, 2025 data. Overall, first quarter credit union data was positive: assets, including most loans, were up and credit quality is generally still quite good. However, uninsured…
Bank Deposits Migrate into Interest-Bearing Accounts
Nearly 80% of U.S. banks reported increases in total deposits. A similar percentage of banks reported increases in interest-bearing deposits but the same cannot be said for non-interest-bearing, or core, deposits. Today, the average net interest margin at our nation’s banks is at…