It’s Technically a Home Buyers’ Market, But…
The average 30-year mortgage rate has climbed to 7.40%, hovering near recent highs and making homeownership increasingly unaffordable for many buyers. As a result, homebuyer demand has weakened to the point where sellers now outnumber buyers by 63%, the largest…
Preparing the Next Generation for Financial Success
K-12 financial literacy requirements are finally gaining momentum across the United States, but it is up to each state to keep that progress moving forward. Schools and parents must also work together to ensure younger generations develop the money-management skills…
Community Banks Lead the Charge in Deposit Growth
U.S. bank deposits increased 5.4% year-over-year through June 30, 2026, with more than 200 banks reported deposit growth exceeding 20%. While the nation’s four largest banks hold 35% of all domestic deposits and generated 39% of total industry deposit growth,…