Interrogating Reality: The Fed’s Wait-and-See Approach
As Fed Chair Kevin Warsh announced it would leave its benchmark interest rate unchanged at 3.75%-4.0%, he reiterated his commitment to bringing inflation back to 2% and suggested that the Fed’s restrictive monetary policy is beginning to have the desired…
New Community Banks Reinforce the Value of Local Banking
During the first three quarters of 2026, nine new banks were launched, including eight community banks. It is important to understand that while some fintech companies operate as FDIC-insured banks, others simply provide banking services through technology platforms. Consumers should…
It’s Technically a Home Buyers’ Market, But…
The average 30-year mortgage rate has climbed to 7.40%, hovering near recent highs and making homeownership increasingly unaffordable for many buyers. As a result, homebuyer demand has weakened to the point where sellers now outnumber buyers by 63%, the largest…