Community Banks Lead the Charge in Deposit Growth
U.S. bank deposits increased 5.4% year-over-year through June 30, 2026, with more than 200 banks reported deposit growth exceeding 20%. While the nation’s four largest banks hold 35% of all domestic deposits and generated 39% of total industry deposit growth,…
Average U.S. Bank Size More than Doubled Over Decade
Over the past decade (2016-2026), total bank assets grew 60% while the number of banks declined 30%. The result: a 129% increase in average bank size. Mergers and acquisitions remain the primary driver of this consolidation as evidenced by nearly…
