We Analyze Banks and Credit Unions Very Carefully
...Because Peace of Mind Matters
Trusted Since 1983
“We have a responsibility to both bankers and their customers and we take that responsibility very seriously.”
What customers say about us
Great Service
Vice President of a California BankI have always appreciated the quick response and service we have received throughout the years.
Instill Confidence
President of a Connecticut BankI cannot compliment Bauer enough. People, especially CD investors, count on your ratings. They give investors more confidence...
Regulators Love Bauer
Sr. Vice President of a Mississippi BankYou guys do a super job, I've had nothing but praise from the regulators and our Board.
The Case of the Missing Bank Rating
People sometimes can’t find a bank’s rating on Bauer’s website due to naming, location, or search errors, but occasionally the bank truly isn’t listed. This is because certain foreign bank branches-allowed under laws like the International Banking Act of 1978…
New Bank Ratings Now Out, Based on March 31, 2026 Data
The banking sector is generally strengthening, with higher earnings, stable asset quality, and fewer problem banks, though some risks remain. For example, asset quality remained stable overall, with a slight improvement in total past-due and nonaccrual loans, though some loan…
Growing Stress in Single-Family Mortgage Portfolios
Rising mortgage stress was evident at the close of 2025, with nonperforming single-family home loans increasing to 2.02%. The Dallas region shows the highest risk, but Bauer has identified 52 banks nationwide with elevated residential real estate exposure. While most…







