Month: November 2021

Historical Bank Report Generator (select Your Dates)

Bauer’s New Historical Bank Report Generator

BauerFinancial, Inc., the nation’s premier Bank and Credit Union rating firm, is excited to add to its extensive line of bank report products. For the first time, and available for immediate download, customers can compare any bank’s current data (balance…

A hand is banging a door knocker and on the hand is written "inflation"

The Unwelcome Thanksgiving Dinner Guest

Inflation is rearing its ugly head in time for the holidays. The estimates of how much more you will pay this year vary, but Thanksgiving Dinner will definitely cost more than it has in the past. According to the American…

Credit Unions Help Member Businesses Thrive

Two years ago (JRN 36:15), we predicted that Credit Union net member business loans would see more robust growth than the paltry 1.9% the industry reported in 2018. Of course we had no way of knowing at that time that…

Peron holding a small piggy bank in one hand and a large piggy bank in the other

2nd Substantial Noncompliance for Small Bank

The small bank ($59 million asset) 3-Star Lemont National Bank, Lemont, IL just received its second consecutive “Substantial Noncompliance” (SN) Community Reinvestment Act (CRA) rating. One of the major factors contributing to this lending test rating, assigned by Lemont NB’s…

C&I Lending Down 13% in Spite of PPP

A year ago (JRN 37:40), we took exception with United Bank of Philadelphia because 87% of its loan portfolio was tied to the success of small businesses (56% in Commercial Real Estate (CRE), 26% in Commercial & Industrial (C&I) +…

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