Regulators, consumer activist groups and even some State Attorneys General have raised concerns about certain banks charging excessive fees. Overdraft fees are receiving the most scrutiny at present but maintenance fees have been called-out as well. Since 2010, Bauer has…
Banking for All With New Incentives
In 2011, 5-Star Green Dot Bank purchased Bonneville Bank, Provo, UT, and became the first Fintech Bank in the United States. In fact, the Bonneville branch on North Freedom Boulevard in Provo still operates much the same as it did…
Bubble, Bubble, Toil and Trouble
We saw an interesting article in the American Banker recently (March 25, 2022) about the “red-hot housing market” looking like 2007. There are definite similarities, no doubt. And for those of us who were around in the 1980s, it’s déjà…
Community Banks Steeped in Commercial Loans
Last week we reported on U.S. banks with robust Commercial & Industrial (C&I) loan growth during calendar 2021. In spite of the winding down of the Paycheck Protection Program (PPP), we found 51 established C&I lenders with at least 35%…