Month: May 2022

Newly Released Bank Star-Ratings and Data

The percent of recommended banks (rated 5-Stars or 4-Stars) remained virtually unchanged between Q4’2021 and Q1’2022. However, banks earning Bauer’s top rating (5-Stars) are at their lowest level since 2018. Problematic banks (rated 2-Stars or below) while still low (1.05%…

picture of stacks of coins with sign saying "Credit Union Assets"

Some CUs Bank on Bank Deals, Most Don’t

On May 12th, 5-Star DFCU Financial, a $6.456 billion credit union headquartered in Dearborn, MI, announced it will enter the Florida market with the purchase of 4-Star First Citrus Bank, Tampa. First Citrus Bank has $660 million in assets and…

An Audacious Goal: Uniform & Consistent Testing

When looking at modernizing/improving the Community Reinvestment Act of 1977 (CRA), regulators must look back on the past to see how we got here. This look backward, while disconcerting, is not difficult. Redlining was real. It was an accepted (and…

In the Words of Nancy Reagan, “Just Say No.”

Since the turn of the century, nearly 7,000 U.S. banks have disappeared from the ranks. As the quantity goes down, the assets of those that remain go up. As a result, we now have four U.S. banks that exceed the…

Money stacked up on wooden tiles that spell out bank fees

Lower Bank Fee Promisers (or Deliverers)

We promised you last week that we would delve more deeply into bank service fee income. In particular, we want to make sure the banks that are making promises to lower their fees, actually do so. To that end, we…

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