Personal Savings Rates

Grow your savings ...Meet your goals.

Top Consumer CD Rates from some of the Nation's Strongest Banks (Annual Percentage Yields are surveyed each week.) Please Note: Rates are as of the date noted below and are subject to change without notice. For best results, apply for your CD online via the link from this website. Some banks offer better rates online then they do through the mail, particularly if the bank has an online division. If sending money through the mail, please contact the institution beforehand.

BauerFinancial does not accept advertising from banks. No bank pays for its rating or to list its rates. Corporate Depositors may be interested in our weekly newsletter Jumbo Rate News.

CD Interest Calculator

Surveyed on 01-21-2025

Money Market / Savings Accounts
InstitutionStateStar-RatingMinAPYMORE
State Bank of TexasTX4-Stars$100,0004.960%MORE
Briodirect, a division of Webster Bank, N.A.CT5-Stars$254.750%MORE
Bask Bank, a division of Texas Capital BankTX5-Stars$14.500%MORE
Poppy BankCA5-Stars$1,0004.500%MORE
Vio Bank, a division of MidFirst BankOK4-Stars$1004.460%MORE
Colorado Federal Savings BankCO5-Stars$50,0004.450%MORE
Rising Bank, a division of MidWest BankCentreMO5-Stars$1,0004.400%MORE
CFG BankMD3½-Stars$1,0004.370%MORE
90 Day CDs
InstitutionStateStar-RatingMinAPYMORE
MutualOne BankMA5-Stars$04.700%MORE
Bask Bank, a division of Texas Capital BankTX5-Stars$1,0004.650%MORE
First Bank of the LakeMO4-Stars$1,0004.500%MORE
Popular BankNY5-Stars$10,0004.450%MORE
American BankPA5-Stars$5004.400%MORE
Bank of UtahUT5-Stars$1,0004.350%MORE
BankFiveMA5-Stars$04.350%MORE
180 Day CDs
InstitutionStateStar-RatingMinAPYMORE
MutualOne BankMA5-Stars$5004.590%MORE
First National Bank of AmericaMI4-Stars$1,0004.520%MORE
CIBC Bank USAIL5-Stars$1,0004.510%MORE
Popular BankNY5-Stars$10,0004.510%MORE
Able Banking, a division of Northeast BankME4-Stars$1,0004.500%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$04.500%MORE
KS StateBankKS5-Stars$5004.500%MORE
SouthStar Bank S.S.B.TX5-Stars$1,0004.500%MORE
Bask Bank, a division of Texas Capital BankTX5-Stars$1,0004.450%MORE
Bradesco BankFL5-Stars$50,0004.400%MORE
Colorado Federal Savings BankCO5-Stars$5,0004.400%MORE
Community SavingsOH5-Stars$1,0004.400%MORE
Home Savings BankUT5-Stars$25,0004.400%MORE
Pacific National BankFL5-Stars$1,0004.400%MORE
1 Year CDs
InstitutionStateStar-RatingMinAPYMORE
VisionBankMN3½-Stars$1,0004.500%MORE
Colorado Federal Savings BankCO5-Stars$5,0004.450%MORE
Community SavingsOH5-Stars$1,0004.450%MORE
Credit One Bank N.A.NV4-Stars$100,0004.400%MORE
Live Oak Banking CompanyNC4-Stars$2,5004.400%MORE
Popular BankNY5-Stars$10,0004.400%MORE
Home Savings BankUT5-Stars$25,0004.350%MORE
American BankPA5-Stars$5004.300%MORE
Banesco USAFL5-Stars$1,0004.300%MORE
KS StateBankKS5-Stars$5004.300%MORE
Second Federal S & L of PhiladelphiaPA5-Stars$5004.300%MORE
18 Month CDs
InstitutionStateStar-RatingMinAPYMORE
Banesco USAFL5-Stars$1,0004.350%MORE
First Bank of the LakeMO4-Stars$1,0004.250%MORE
Newtek Bank N.A.FL4-Stars$50,0004.200%MORE
TAB BankUT4-Stars$1,0004.160%MORE
Bradesco BankFL5-Stars$50,0004.150%MORE
Raymond James BankFL4-Stars$1,0004.150%MORE
Credit One Bank N.A.NV4-Stars$100,0004.100%MORE
Home Savings BankUT5-Stars$25,0004.100%MORE
Popular BankNY5-Stars$10,0004.100%MORE
Colorado Federal Savings BankCO5-Stars$5,0004.050%MORE
2 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Banesco USAFL5-Stars$1,0004.400%MORE
KS StateBankKS5-Stars$5004.200%MORE
Newtek Bank N.A.FL4-Stars$50,0004.200%MORE
First National Bank of AmericaMI4-Stars$1,0004.160%MORE
First Bank of the LakeMO4-Stars$1,0004.150%MORE
Raymond James BankFL4-Stars$1,0004.150%MORE
Home Savings BankUT5-Stars$25,0004.100%MORE
Popular BankNY5-Stars$10,0004.100%MORE
30 Month CDs
InstitutionStateStar-RatingMinAPYMORE
Sallie Mae BankUT4-Stars$2,5003.700%MORE
Meridian BankPA4-Stars$5003.600%MORE
SouthStar Bank S.S.B.TX5-Stars$1,0003.550%MORE
American BankPA5-Stars$5003.500%MORE
Capital One N.A.VA5-Stars$13.500%MORE
CIBC Bank USAIL5-Stars$25,0003.500%MORE
Everbank N.A.FL5-Stars$1,0003.500%MORE
VisionBankMN3½-Stars$1,0003.500%MORE
3 Year CDs
InstitutionStateStar-RatingMinAPYMORE
KS StateBankKS5-Stars$5004.200%MORE
Raymond James BankFL4-Stars$1,0004.150%MORE
Popular BankNY5-Stars$10,0004.100%MORE
Community SavingsOH5-Stars$1,0004.000%MORE
Customers BankPA4-Stars$5004.000%MORE
Synchrony BankUT4-Stars$14.000%MORE
Colorado Federal Savings BankCO5-Stars$5,0003.950%MORE
Credit One Bank N.A.NV4-Stars$100,0003.950%MORE
First Bank of the LakeMO4-Stars$1,0003.950%MORE
4 Year CDs
InstitutionStateStar-RatingMinAPYMORE
KS StateBankKS5-Stars$5004.250%MORE
Raymond James BankFL4-Stars$1,0004.100%MORE
First Bank of the LakeMO4-Stars$1,0004.050%MORE
Popular BankNY5-Stars$10,0004.050%MORE
Customers BankPA4-Stars$5004.000%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1,5003.900%MORE
Credit One Bank N.A.NV4-Stars$100,0003.900%MORE
TAB BankUT4-Stars$1,0003.860%MORE
5 Year CDs
InstitutionStateStar-RatingMinAPYMORE
KS StateBankKS5-Stars$5004.250%MORE
Raymond James BankFL4-Stars$1,0004.150%MORE
Synchrony BankUT4-Stars$14.150%MORE
First Bank of the LakeMO4-Stars$1,0004.100%MORE
Popular BankNY5-Stars$10,0004.100%MORE
Credit One Bank N.A.NV4-Stars$100,0004.000%MORE
Customers BankPA4-Stars$5004.000%MORE
Second Federal S & L of PhiladelphiaPA5-Stars$5003.950%MORE
Long Term CDs
InstitutionStateStar-RatingMinAPYMORE
KS StateBankKS5-Stars$5004.300%MORE
First National Bank of AmericaMI4-Stars$1,0003.760%MORE
Marcus by Goldman SachsNY5-Stars$5003.750%MORE
Discover BankDE4-Stars$2,5003.400%MORE
Vio Bank, a division of MidFirst BankOK4-Stars$5002.750%MORE