Bank Acquisitions Increasingly Involve Out-of-State Buyers
Twenty-five bank mergers were completed, and many more were penned, during the first quarter of 2025. However, nothing dampens a buyer’s appetite more than uncertainty, which we have in abundance right now. In addition to highlighting completed transactions, this week’s…
Underserved Does Not Mean Undeserved
During 2023 and 2024, 57 Community Credit Unions were granted permission to expand into a total of 89 areas that are/were underserved by other financial institutions. These expansions have the potential to increase membership at these credit unions by nearly…
When a Bank’s Interest Margin is Too Big
The aggregate net interest margin (or NIM, the difference between interest income generated and interest paid out) at our nation’s banks was 3.22% at year-end 2024. This number can vary a lot depending on how big the bank is and…