Public Fund Due Diligence

Attn: Public Fund Depositors - Bank Due Diligence

You need to make sure your municipal deposits are placed at federally-insured banks or credit unions that are approved banks within your specific investment policy.

You know all government (municipal) deposits, be it state, county or city, must be put into authorized banks. Knowing which banks are strong enough to even be considered as public depositories is another story.

That's where BauerFinancial comes in.

Monitor All Banks in a State

Provides the following for each bank that operates in your state:

  • amount of all public funds held
  • total assets and capital
  • capital ratios
  • Regulatory capital classification
  • profitability data
  • delinquent loan information (including Texas Ratio)
  • holding company name & number
  • Bauer's current and previous Star-Rating
  • CRA Rating
  • hyperlinks to each bank's web site
  • enforcement action notification
  • Format: Excel Spreadsheet

 

Monitor Select Banks

Provides year-over-year comparisons for each bank selected, includes:

  • the bank's Balance Sheet
  • the Bank's Income Statement
  • capital ratios
  • Regulatory capital classification
  • profitability data
  • delinquent loan information (including Texas Ratio)
  • holding company data
  • Bauer's Star-Rating
  • liquidity ratios
  • enforcement action notification
  • Format: PDF